Kemper Equipment Maintenance Insurance

Consult a Specialist

If you're running a business today, you're running a race to stay ahead the competition and cut expenses to boost your bottom line.  It is imperative that you have the best equipment to assure the best performance.  But being on the leading edge is costly, both for initial acquisition costs and ongoing maintenance and repairs.

Traditionally, the only way to get the technical services you need to keep equipment in peak operating condition, while protecting your maintenance budget, has been through service contracts sold by original equipment manufacturers (OEM's)-- a costly and complicated solution to what should be a simple, straightforward need.

But now KEMPER EQUIPMENT MAINTENANCE INSURANCE offers your business a budget protection solution that is clean and simple.  It's a single insurance contract assuring the technical proficiency you require with savings of at least 25 percent and potentially as high as 50 percent off the combined annual cost of your existing OEM service contracts-- and you don't have to change service vendors unless you want to.

The power is in you hands...

With KEMPER EQUIPMENT MAINTENANCE INSURANCE you have the coverage you need
to protect the equipment which is vital to your company's survival against breakdown.  And because you'll play an active role in coordinating the maintenance of your systems, the power to further reduce overall costs -- over and above the substantial savings you've already earned under this important program-- is firmly in your hands.

The power to save...

Under the KEMPER EQUIPMENT MAINTENANCE INSURANCE Program, you will
establish a self-insured retention, essentially a large deductible, under which you'll pay for the many ordinary repairs and ongoing maintenance expenses you incur.  You'll immediately see savings over the costs of "first dollar" service programs, because you'll be paying no commissions to an agent or broker, no fees or bonuses to consultants and no associated
insurance company or provider expenses.

A Kemper policy premium for coverage against major or catastrophic breakdowns or losses will be added over and above your self-insured retention.  But even combining your retention and your policy premium, you will discover an immediate savings of 25 percent or more compared with the combined costs of your existing service contracts.  Here's what we mean:


Service Contracts vs.. Kemper Equipment Insurance

Total Annual Cost of all Service Contracts:                         
                                                       $1,000,000

With Kemper Equipment Insurance, Savings are Immediate:

Kemper Equipment Maintenance Insurance
Premium:                                          $230,000
Self-insured Retention:                      $500,000
Preventive Maintenance:                    Included

TOTAL KEMPER PROGRAM COST:
                                                         $730,000
Minimum savings (27%):                    $270,000

If actual repair costs are less than the retention, saving are even greater:

Self-insured retention:                       $500,000
Actual repair costs:                           $425,000
ADDITIONAL SAVINGS:             $75,000
Total savings (34.5%):                      $345,000


The power to protect...

When vital equipment breaks down, help is a phone call away.  With your report, you will set in motion a response that will rush whatever technical assistance you need.  Technical support can be provided by your choice of providers, including the same OEM's you would call under your prior service contracts.  Replacement parts can be secured from the OEM or, if you choose, from other, more economical sources we can recommend.  Expediting expenses, including any fees required by the manufacturers to assure an
immediate response, will be covered.

The power to prevent... 

KEMPER EQUIPMENT MAINTENANCE INSURANCE provides your institution with a
variety of technical consulting services.  You will receive important technical support in the areas of:

• Parts Acquisitiion
• Capital Equipment Replacement Recommendations
• Repair Cost Review
• Vendor Service Provider Negotiations
• Competitive Service Providers
• Program Implementation and Cost-Control Training
• Loss History Analysis
• Preventive Maintenance Budget and Scheduling
  
  
   

And KEMPER EQUIPMENT MAINTENANCE INSURANCE supports your ongoing, in-house
predictive and preventive maintenance activities, including reimbursement for expenses incurred when repairs are performed by your own staff.  This
feature provides a powerful argument for investing in advanced technical training for staff members.

Protect your vital equipment.

• Elevators
• Boilers & Machinery
• Chillers
• HVAC systems
• Computer systems
• Any electrical or mechanical equipment with annual maintenance requirements
  
   

Landlords and Property management firms may pass the KEMPER EQUIPMENT MAINTENANCE INSURANCE plan through to tenants as an additional property amenity or cost savings.

In today's competitive business climate, can you really afford those expensive service contracts on your vital equipment?

Maybe it's time for a second opinion... and a change to:

• Save your company from 25 to 50 percent over the combined cost of your existing service contracts.
• Provide all the technical expertise and quality service you need.
• Deliver the convenience of one coverage contract for your
  equipment's maintenance and repair.
  
   

Contact us if your organization falls within the following categories:

• Hospital
• College or University
• Governmental Agency
• Property Manager, Developer or Owner
• Public or Private Enterprise
• Insurance Agency

For More Info, email CharlesTerrell, CEO